In today’s age of consumerism, every buyer is comparative shopping. Make a small investment in time, money and effort to give your home a solid advantage over competing properties. Pay attention to detail now because first impressions count with buyers. You only have one chance and it starts with curb appeal. | | Create A Buying Mood […]
Faster saleWhen your home sells faster, you save carrying costs, mortgage payments and other ownership costs. A quicker sale creates less inconvenience for you. If you’ve moved before, you know the energy it takes to prepare for showings: keeping the home clean, making child care arrangements and altering your lifestyle. Proper pricing reduces these demands […]
The most important decision you will make in the sale of your home is the Realtor you choose. Some points to consider: Find someone you feel comfortable with. If you don’t feel you can ask questions or go to your Realtor, you have the wrong Realtor. Your Realtor should show you research to back up […]
Agent – A person acting on behalf of another, called the principal. Appraisal – An expert judgment or estimate of the quality or value of real estate as of a given date. Assessed Value – The valuation placed upon property by a public tax assessor as the basis for taxes. Bill of Sale – An […]
Fixed Rate MortgageThe interest rate stays the same throughout the term of the loan – usually 15 or 30 years – so the principal interest portion of your payment remains the same. Payments are stable but initial rates tend to be higher than adjustable rate loans and often cannot be assumed by a subsequent buyer. […]
Are both fixed-rate and adjustable mortgage loans available? What is the interest rate? How long can I “lock-in” the financing at the current interest rate? Is a float down lock available in case rates drop after I have locked in? What are the other fees a lender may charge me in conjunction with my loan? […]
Copy of your Purchase & Sale Agreement. Your present mortgage information. Two-year history of employment and verification of all income sources. If self-employed, copies of past two years Federal Income Tax Returns. Information about your checking, savings and credit card accounts. Name, account number and outstanding balance of each of your debts. Application deposits. Information […]
With inventory diminishing daily and multiple offers being extremely common, it is of great importance that you position yourself to have the “Best Chance” to get your offer accepted. You enhance your chance of getting the home of your choice by doing the following: Get pre-approved for the purchase:This takes very little time and is […]
Send change of address to:Post Office, Charge Accounts, and Credit Card Accounts, Friends & Relatives, and Subscriptions: Notice requires several weeks for magazines. Notify:Bank: Transfer funds, arrange check cashing in new city. Insurance: Notify new location for coverage (life, health, fire, auto, homeowner’s.) Automobile: Transfer car title, car registration, car tags, driver’s license, state windshield […]
